Restaurant Financing

Maintaining a restaurant can be an expensive undertaking. You’ve got to keep up with current trends and health code requirements, hire a competent staff, pay for multiple lines of insurance, keep fresh food on hand, market the restaurant, and so much more. Very few restaurateurs have the consistent revenue to take this on without financial assistance.

Getting Financing for a Restaurant

Securing financing for restaurants isn’t easy. Traditional lenders may require a full business plan, a record of your experience and history in the industry, an analysis of your location and proof of the personal capital you’ve invested. This all spells hassle, especially for a restaurant owner already working all hours just to manage the day-to-day operations. And that’s not all the lender needs. They may also ask for:

  • A good credit rating
  • Collateral
  • An in-person interview

Many restauranteurs do all of this and still get denied, often for reasons for beyond their control. Sometimes, just the restaurant concept or location are enough to result in a denial, no matter how thorough the business and marketing plans are.

Restaurant Finance Alternatives

Thankfully, there are alternative ways to get the emergency capital a struggling restaurant needs. Through these alternate sources a restaurant owner can get cash fast, without all the paperwork, even if they have bad credit. At In Advance Capital, we understand that restaurant owners don’t have time to spend weeks applying for financing. We also know that restaurateurs need flexible payment terms and often don’t have the collateral that a traditional lender might demand.

How In Advance Capital Financing Works

Our fast, simple financing process is different from anything you’ve ever worked with before. Repayments are based on a percentage of your sales rather than a fixed payment that you might struggle to afford from month to month. Also, funding happens fast–often within 7 days of application. Best of all, interest doesn’t accrue when you secure financing through our company, so if you have a slow month and make only a small repayment, you don’t have to worry about your balance growing.

In Advance Capital, LLC provides specialized lending products for small businesses and restaurant owners throughout the U.S. We facilitate fast, secure, reliable working capital for most businesses, and we do it quickly. Our team of professionals gives close personal attention and support to each of our clients.

For More Information

Contact Us At 646-412-3303
or Apply Now

By submitting this form, (1) you consent to receiving calls and/or emails from In Advance Capital or our subsidiaries at the telephone number provided, (2) agree to In Advance Capital's Terms of Service and Privacy Policy.